TARSIM is Türkiye's state-supported agricultural insurance scheme, run through the Agricultural Insurance Pool. The state pays part of the premium and the producer pays the rest. It is one of the most-asked-about classes around Bursa, where fruit, vegetable, greenhouse and livestock farming are widespread.
A current registration in the Farmer Registration System (ÇKS), TÜRKVET or the registry relevant to your activity is required before a policy can be issued. We support you from checking your registration to applying and notifying a claim.
Sub-classes
What is covered?
- Hail, storm, tornado, fire and landslide
- Earthquake and flood
- Frost risk (as an add-on for eligible crops)
- Greenhouse cover, frame and crop damage
- Cattle and small-livestock mortality
- Poultry and beehives
- Aquaculture
Optional add-on covers
- State premium subsidy
- Crop-specific frost cover options
- Guidance through registration and application
What you should know
Subsidy rates and cover conditions are set by the implementation rules published each year and vary by product, risk and producer. Ask us for the current rates.
Applications are subject to product- and region-specific dates; late applications may not be accepted for that season.
After a loss, adjusters inspect the field, greenhouse or farm; you must notify before harvesting damaged produce or disposing of a dead animal.
Frequently asked questions
The subsidy varies by product, cover and year, and is reset annually. Our quotation shows the amount you pay after the state subsidy is deducted.
Crop production requires ÇKS registration, while livestock, beekeeping and aquaculture rely on their own registries. We guide you through the provincial or district agriculture directorate process.
The information on this page is for general guidance and does not replace policy wording. Scope of cover, limits, deductibles and exclusions are determined by the general and special conditions of the insurer you choose.