
Businesses selling on promissory notes or instalments carry the payment risk alone when they do not ask for a credit card or guarantor. Invoice Protection Insurance lets you transfer that risk to the insurer: if your customer does not pay, Quick Sigorta steps in.
The process is simple: the product to be sold is selected, the system approves the transaction and a promissory note is created. The insurer's assessment is decisive at the approval step; approval is not guaranteed for every customer or transaction. We assess with you whether the product fits your sales model and support you through application and use.
What is covered?
- Promissory-note sales made without a credit card
- Instalment sales made without a guarantor
- Protection against the risk of customer non-payment
- Transaction approval through the system at the point of sale
- Creation of a promissory note for approved transactions
- Quick Sigorta stepping in if the customer does not pay
What you should know
Invoice Protection Insurance is a Quick Sigorta product and is provided through our agency.
Use of the product and approval of transactions depend on the insurer's financial assessment of your business and your customers, and on the limits it sets.
Claim conditions, notification periods and payment method are set out in the policy terms; we go through them with you before you start using the product.
Videos
Frequently asked questions
It is designed for businesses that sell to customers on promissory notes or instalments without asking for a credit card or guarantor.
For approved transactions, if the customer does not pay, Quick Sigorta steps in within the policy terms.
No. Protection applies to transactions approved by the system with a promissory note created; approval depends on the insurer's assessment.
The information on this page is for general guidance and does not replace policy wording. Scope of cover, limits, deductibles and exclusions are determined by the general and special conditions of the insurer you choose.