Underwritten by Quick Hayat 
Lüküs Hayat is Quick Hayat's savings life insurance. Your premiums accumulate in a foreign-currency-indexed fund, with the goal of turning those savings into a car over time. Because it is a life policy, your family is also financially protected in the event of your death while you save.
Here is how it works: you pay premiums for at least two years; once your savings reach half the price of the car you are aiming for, you become co-owner of the car with QCAR, the Quick group's mobility company, and start using it. After that you can increase your share or take your savings and leave the scheme. We go through the details and the right plan for you together.
What is covered?
- Foreign-currency-indexed savings
- Financial protection for your family in the event of death
- A savings period that starts with at least two years of premium payments
- Use of the car as co-owner with QCAR once savings reach 50% of its price
- Option to increase your share in the car
- Option to take your savings and leave the scheme
- Tax advantage on premiums within legal limits
What you should know
Lüküs Hayat is a Quick Hayat product; you can get information and a quote through our agency.
Quick Hayat refers to a tax advantage of up to 40% on this product. The advantage you actually receive depends on your type of income, your tax bracket and the legal deduction limits.
Because the savings are indexed to foreign currency, their value is affected by exchange-rate movements. Terms for car co-ownership, increasing your share and exiting, as well as age and term conditions, follow the product's current terms; we review them with you at the quotation stage.
Frequently asked questions
After paying premiums for at least two years, once your savings reach 50% of the price of the car you are aiming for, you become co-owner with QCAR and start using it. How long that takes depends on your premium and the price of the car.
The product lets you take your savings and leave the scheme. The timing and conditions of exit are set out in the policy terms, and we go through them with you before you decide.
Because Lüküs Hayat is a life insurance policy, your family is financially protected in the event of your death. The amount payable and the beneficiaries are stated in the policy.
The information on this page is for general guidance and does not replace policy wording. Scope of cover, limits, deductibles and exclusions are determined by the general and special conditions of the insurer you choose.