Traffic Accident Complementary Health Insurance is a health product that focuses solely on traffic accidents. After an accident, it pays the top-up fees charged by a contracted healthcare provider for your inpatient treatment. You do not need to be inside a vehicle: traffic accidents you have as a pedestrian are covered too.
Core hospital items such as inpatient stays with or without surgery, intensive care, a private room and a companion are unlimited, while items such as home care, special medical supplies and prosthetic limbs come with annual limits. It is not as broad as a TSS policy that also covers illness, so we assess with you whether it makes sense and whether it overlaps with your existing health policy.
What is covered?
- Inpatient treatment with or without surgery (unlimited)
- Intensive care (unlimited)
- Dialysis (unlimited)
- Minor interventions (unlimited)
- Ambulance (unlimited)
- Private room and companion (unlimited)
- Home care, special medical supplies, auxiliary supplies and prosthetic limbs (annual limits)
- Towing service (once a year, limited)
Cover table
| Limited cover | Annual limit |
|---|---|
| Home care | TRY 30,000 (8 weeks) |
| Special medical supplies | TRY 30,000 |
| Auxiliary supplies | TRY 5,000 |
| Prosthetic limbs | TRY 30,000 |
| Towing | TRY 3,000 (once a year) |
Optional add-on covers
- Online dietitian consultations (unlimited)
- Online psychologist consultations (unlimited)
- 24/7 medical advice line (unlimited)
What you should know
The limits in the table are based on information published for this product by Quick Sigorta, one of the insurers we represent, and may change; contact us for current amounts.
The policy covers only treatment resulting from traffic accidents. Treatment needed because of illness requires complementary or private health insurance.
Cover applies at contracted healthcare providers. Calling us when you go to hospital after an accident helps things move quickly; we follow your claim file on your behalf.
Frequently asked questions
Yes. Even if you are not in a vehicle, traffic accidents you have as a pedestrian are covered.
If your existing health policy already covers inpatient treatment after traffic accidents, a second policy is often unnecessary. If you have no health policy, this accident-only product can be a narrower alternative; we review your policy and decide together.
The product focuses on inpatient treatment; minor interventions and ambulance are also among the unlimited covers. For other items we check the product information form with you.
The information on this page is for general guidance and does not replace policy wording. Scope of cover, limits, deductibles and exclusions are determined by the general and special conditions of the insurer you choose.