International travel health insurance pays, within the policy limits, for the emergency treatment, medical transport and repatriation you may need if you fall suddenly ill or have an accident abroad. Schengen visa applications require a policy with at least EUR 30,000 of cover; we issue yours before your visa appointment, matched to your travel dates and destinations.
Packages usually come in two levels: a standard package with treatment, transport and advisory services, and an extended package that adds covers such as baggage, bag snatching, emergency dental care and personal accident. We help you decide which level fits your trip and compare the options for you. The special travel products of Sompo Sigorta, one of the insurers we represent, are listed separately below this page.
Sub-classes
What is covered?
- Emergency medical treatment abroad for sudden illness or accident
- Medical transport and return home after treatment
- Repatriation of remains to Türkiye in case of death
- Extended stay for medical reasons
- Travel and accommodation for a companion
- Early return due to the death of a family member
- Medical advice and emergency message service
Cover table
| Cover | Standard package | Extended package |
|---|---|---|
| Medical treatment, medical transport, return home, repatriation of remains | EUR 30,000 | EUR 30,000 |
| Extended stay | EUR 200 (up to 7 days) | EUR 200 (up to 7 days) |
| Companion travel | Economy ticket | Economy ticket |
| Companion accommodation | EUR 200 (7 days) | EUR 200 (7 days) |
| Return due to death of a family member | Included | Included |
| Emergency messages and medical advice | Unlimited | Unlimited |
| Travel agency insolvency | Optional | Optional |
| Covid-19 package | Optional (within EUR 30,000) | Optional (within EUR 30,000) |
| Emergency dental | — | EUR 60 |
| Baggage loss / damage | — | EUR 500 |
| Delayed baggage | — | EUR 100 |
| Bag snatching | — | EUR 300 |
| Double booking | — | EUR 200 |
| Personal accident death / permanent disability | — | EUR 5,000 |
| Cash advance and lost baggage tracing | — | Included |
Optional add-on covers
- Baggage loss, damage and delay (extended package)
- Bag snatching and double booking (extended package)
- Emergency dental treatment (extended package)
- Personal accident death and permanent disability (extended package)
- Cash advance and lost baggage tracing (extended package)
- Travel agency insolvency and Covid-19 package (optional)
What you should know
For a Schengen visa the policy must cover every country you will visit and the whole length of your trip. We plan the policy period with you in case your dates change.
Travel health insurance is designed for emergencies; conditions that existed before the policy start and planned treatments are generally excluded. Age limits and exclusions vary by insurer and plan.
The limits in the table are based on package information published by Quick Sigorta, one of the insurers we represent, and may change; ask us for current amounts. Sompo Sigorta options are listed below as separate products.
Videos
Frequently asked questions
A Schengen visa requires a policy with at least EUR 30,000 of medical treatment and transport cover, valid in all Schengen countries for the whole trip. Other countries may have different rules, so we check the consulate's requirements with you.
If you only need to meet the visa requirement, the standard package is often enough. For a long holiday, a multi-stop trip or travelling with valuable luggage, we recommend the extended package with baggage, bag snatching, emergency dental and personal accident covers.
If travel has not started, cancellation and a premium refund are generally possible on presentation of the refusal letter; conditions depend on the insurer. Just send us the letter and we handle the cancellation.
Where possible, call the assistance line on your policy before treatment; referrals and approvals go through that line. Keep invoices and reports, and we will help you follow up your claim when you return.
The information on this page is for general guidance and does not replace policy wording. Scope of cover, limits, deductibles and exclusions are determined by the general and special conditions of the insurer you choose.