Motorcycle liability insurance is the motorcycle version of compulsory motor third party liability, and it is required by law for every motorcycle on the road. If you are at fault in an accident, it pays for damage to the other party's vehicle and property, the medical costs of anyone injured, and disability and death compensation, up to the policy limits.
It only pays for damage you cause to others; damage to your own motorcycle and your own injuries are not covered. Since the limits are the same at every insurer, the difference is in the premium. We compare quotes from the insurers we work with and, where it makes sense, show you complementary options such as motorcycle kasko and personal accident cover.
What is covered?
- Material damage to the other party's vehicle
- Damage to other third-party property
- Medical and treatment costs of the injured
- Permanent disability compensation
- Loss-of-support compensation in case of death
- Defence against unjustified claims
Cover table
| Cover (2025 limits) | Per vehicle / per person | Per accident |
|---|---|---|
| Material damage | TRY 300,000 | TRY 600,000 |
| Disability and death | TRY 2,700,000 | TRY 13,500,000 |
| Medical expenses | TRY 2,700,000 | TRY 13,500,000 |
Optional add-on covers
- Motorcycle kasko (including the KASKONOMİQ deductible option for eligible models)
- Towing and recovery after an accident with Roadside Assistance Insurance
- Personal accident insurance for the rider
What you should know
The figures in the table are the limits Quick Sigorta published for 2025 on its motorcycle liability page; statutory limits are usually updated every year. Limits are based on information published by the relevant insurer and can change, so ask us for the current figures.
Damage to your own motorcycle and your own injuries fall outside this policy. We can look at motorcycle kasko and personal accident cover together for those.
Riding without a policy can lead to an administrative fine and the motorcycle being taken off the road. Your no-claims step is a key factor in the premium.
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Frequently asked questions
Yes. Motorcycles on the road fall under compulsory motor liability just like cars; riding without a policy risks a fine and being taken off the road.
No. Motor liability only pays for damage you cause to others. You need kasko for your own motorcycle and personal accident cover for your own injuries.
Make the scene safe first and call 112 if anyone is hurt. Fill in an accident report with the other party or call the police or gendarmerie if needed, take photos and let us know straight away. We follow the claim file on your behalf.
The information on this page is for general guidance and does not replace policy wording. Scope of cover, limits, deductibles and exclusions are determined by the general and special conditions of the insurer you choose.