Beehive insurance is offered through the TARSIM pool, with part of the premium paid by the state. The hive and its colony are covered, within the policy terms, when one of the listed risks occurs.
A current record in the Beekeeping Registration System is required. If you practise migratory beekeeping, declaring hive locations correctly matters, and we guide you on that too.
What is covered?
- Fire and lightning
- Storm and tornado
- Flood and inundation
- Earthquake and landslide
- Losses of the hive and bee colony
- Other risks defined in the policy (subject to terms)
What you should know
The state subsidy and cover conditions are set by the implementation rules published each year; hive type and location details can affect the cover.
After a loss, notify without moving the hives so the adjuster can inspect properly.
Frequently asked questions
In migratory beekeeping, location changes must be reflected correctly in the registry and the policy. Call us before moving so we can check the notification together.
The policy terms specify which causes are covered and which are not. We share the current terms with you at the quotation stage.
The information on this page is for general guidance and does not replace policy wording. Scope of cover, limits, deductibles and exclusions are determined by the general and special conditions of the insurer you choose.