If a customer slips and is injured on your premises, or your work damages a neighbouring business's property, your business can be held legally liable and face unexpected compensation claims. Third Party Liability insurance covers claims for bodily injury and property damage caused to third parties during business activities, within the policy limits.
We review your activities, premises and visitor volume with you and clarify whether extensions such as signs and billboards, incidental construction work or food poisoning suit your business. We obtain your quote from Corpus Sigorta and handle the process on your behalf if a claim arises.
What is covered?
- Claims arising from injury or death of third parties during your activities
- Damage to third-party property
- Losses suffered by customers and visitors on your premises
- Legal liability within the activities and address defined in the policy
- Defence against unjustified claims
- Court costs and legal fees (subject to policy terms)
Optional add-on covers
- Signs and billboards liability
- Incidental construction work
- Food poisoning
What you should know
This is a Corpus Sigorta product; you can get a quote through our agency.
Losses suffered by your own employees in workplace accidents fall under Employers' Liability insurance, not this policy. Damage caused later by products you make or sell requires Product Liability insurance.
Limits may be set separately per person, per accident and for property damage; scope, deductibles and exclusions are set out in the policy's special conditions.
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Frequently asked questions
It matters for almost any business that deals with third parties, from shops, restaurants, hotels and gyms that receive customers to production facilities and service companies.
Food poisoning can be added as an extension to Corpus Sigorta's product. If you serve food and drink, we recommend adding it at the quotation stage.
Third-party cover in package policies usually comes with limited sums. Businesses with many visitors or higher-risk activities may be better served by a separate policy; we check your current limits with you.
The information on this page is for general guidance and does not replace policy wording. Scope of cover, limits, deductibles and exclusions are determined by the general and special conditions of the insurer you choose.