A fire, flood or burglary affects more than the building and stock; it hits sales and customer relationships too. İş Yerim Güvende Business Package Insurance protects the premises and contents against natural perils, fire and theft, while business interruption, loss of rent and alternative-premises costs help keep your business running.
The package suits a wide range of businesses, from shops, offices and workshops to industrial production sites. It also brings your liability towards employees, neighbours and third parties into the same policy, so you do not have to manage separate policies. We help you set the right sums insured and covers for your line of business.
What is covered?
- Fire and earthquake
- Escape of water, flood, storm, hail, snow load, smoke and landslide
- Impact by land vehicles and watercraft
- Strikes, lockouts, civil commotion and terrorism
- Theft, theft of fixtures, safe burglary and fire damage to safes
- Glass breakage, accidental breakage, collapse of shelves and display units, collapse of plasterboard ceilings
- Electrical damage and electronic equipment
- Business interruption, loss of rent and alternative-premises costs
- Neighbour, tenant, employer, third party and elevator liability
- Debris removal, sprinkler leakage and fuel leakage
Optional add-on covers
- Money in transit and employee dishonesty
- Personal accident
- Legal protection
- Insulation failure, painting and decoration
- Inflation cover
- Business assistance, medical and legal assistance services
- Claim tracking and healthy living benefits
What you should know
İş Yerim Güvende is a Corpus Sigorta product; you can get a quote through our agency.
Corpus defines commercial and industrial businesses separately in its product information. We clarify which class your business falls into and the cover limits with you at the quote stage; limits vary by plan.
Setting realistic values for the building, fit-out, machinery, fixtures and stock matters, so that a claim payment is not reduced because of under-insurance.
Frequently asked questions
The package includes business interruption and alternative-premises costs. Scope, duration and limit depend on the policy; we clarify them with you when quoting.
The package includes employer's liability. The limit depends on the plan; if you have many employees or a higher-risk activity, we can also look at a separate Employer's Liability policy.
Yes. Because it includes tenant and neighbour liability, tenant businesses can protect their contents and liabilities as well.
The information on this page is for general guidance and does not replace policy wording. Scope of cover, limits, deductibles and exclusions are determined by the general and special conditions of the insurer you choose.