The most common losses in a home rarely come from major disasters; they come from a burst pipe, water leaking into a neighbour's flat or a burglary. Evim Güvende Home Package Insurance brings together fire, earthquake, flood and escape-of-water cover with theft, glass breakage, loss of rent and the liability of household members towards third parties in a single policy.
The package is designed for both owners and tenants. Whether it is a flat you rent out, staff housing owned by your company or your own home, we help you set realistic building and contents values and check eligibility with Corpus Sigorta.
What is covered?
- Fire and fire liability
- Earthquake (building and contents)
- Escape of water, flood, storm, hail, smoke, snow load and landslide
- Impact by aircraft, land vehicles and watercraft
- Strikes, lockouts, civil commotion, malicious acts and terrorism
- Theft, theft of fixtures, theft of valuables and bag snatching
- Glass breakage, accidental breakage and electronic equipment
- Debris removal, loss of rent and temporary accommodation costs
- Liability of household members and pet owner's liability
- Home assistance: plumbing and electrical work, shut-off service after a pipe burst, medical and legal advice
Optional add-on covers
- Food spoilage due to power cuts and insulation failure
- Painting, decoration and landscaping
- Guests' belongings, contents away from home and damage during moving
- Machinery damage and fuel leakage
- New-value clause, under-insurance clause and inflation cover
- Legal protection and personal accident
- Healthy living benefits
What you should know
Evim Güvende is a Corpus Sigorta product; you can get a quote through our agency.
The limits and which optional covers are included depend on the chosen plan; ask us for the current terms.
Compulsory Earthquake Insurance (DASK) is a separate policy required by law. The earthquake cover in this package complements DASK rather than replacing it.
Frequently asked questions
Yes. Evim Güvende is offered to both owners and tenants. For tenants, the quote is usually built around contents and liability covers.
DASK only pays for earthquake-related damage to the building, up to its limit, and does not cover contents. Fire, water damage, theft, glass breakage and liability need a home package.
The home assistance services in the package include plumbing and electrical work and a shut-off service after a pipe burst. How often they can be used and their limits depend on the package.
The information on this page is for general guidance and does not replace policy wording. Scope of cover, limits, deductibles and exclusions are determined by the general and special conditions of the insurer you choose.