The daily running of a business depends heavily on electronic equipment: servers, computers, telephone exchanges, measuring and control devices or medical devices. Electronic Equipment insurance protects this equipment against short circuit, fire, smoke, water and humidity, theft, negligence, sabotage and similar risks.
We clarify your equipment list, values and locations with you, and discuss whether portable equipment such as laptops needs the mobile equipment extension. We obtain your quote from Corpus Sigorta and stay with you through the policy and claims process.
What is covered?
- Negligence
- Sabotage
- Theft
- Design error
- Short circuit
- Fire
- Smoke
- Natural perils (excluding earthquake)
- Water and humidity
Optional add-on covers
- Mobile (portable) equipment
- Earthquake
- Strikes, lock-outs and terrorism
What you should know
This is a Corpus Sigorta product; you can get a quote through our agency.
Earthquake is not part of the core cover but can be added as an extension. Equipment also used off the premises, such as laptops, tablets and portable measuring devices, calls for a separate look at the mobile equipment extension.
Scope, deductibles and exclusions are set out in the policy's special conditions. Data and income losses caused by cyber attacks are generally outside the scope of this policy and need to be assessed separately.
Frequently asked questions
Electronic equipment such as computers and servers, printers and copiers, telephone exchanges, security cameras, measuring and control devices and medical devices can be included. Acceptance conditions may vary by equipment type.
Electronic equipment cover in package commercial policies often comes with a limited sum. If your equipment is worth a lot, a separate Electronic Equipment policy may suit you better; we review your current policy and compare.
Damage from sudden and unforeseen causes such as short circuit, design error or negligence is covered. Wear, ageing and maintenance issues are generally excluded; we assess the situation with you when a claim arises.
The information on this page is for general guidance and does not replace policy wording. Scope of cover, limits, deductibles and exclusions are determined by the general and special conditions of the insurer you choose.