From the moment your goods leave until they are delivered, they face risks such as accidents, fire, flood and damage during loading and unloading. The carrier's liability does not always cover the full loss. Cargo Transit Insurance protects you directly as the owner of the goods.
For manufacturers, exporters, importers and trading companies shipping domestically or internationally, there are three levels of cover: Total Loss, which pays only if the goods are lost together with the conveyance; Narrow Cover for named perils; and Wide Cover for all risks. We assess with you which level suits the type of goods, the packaging and the route.
What is covered?
- Total loss: complete loss of the goods together with the conveyance
- Collision and overturning
- Fire
- Landslide, bridge collapse and flood
- Damage during loading and unloading
- Sinking and stranding
- General average
- All risks under Wide Cover (subject to policy exclusions)
Cover table
| Cover | Total Loss | Narrow Cover | Wide Cover |
|---|---|---|---|
| Complete loss of goods together with the conveyance | ✓ | ✓ | ✓ |
| Collision, overturning | — | ✓ | ✓ |
| Fire | — | ✓ | ✓ |
| Landslide, bridge collapse, flood | — | ✓ | ✓ |
| Loading and unloading damage | — | ✓ | ✓ |
| Sinking, stranding | — | ✓ | ✓ |
| General average | — | ✓ | ✓ |
| Other risks beyond those listed | — | — | ✓ |
What you should know
Cargo Transit Insurance is a Corpus Sigorta product; you can get a quote through our agency.
The cover shown in the table is based on information published by Corpus Sigorta and may change. Ask us about policy exclusions and current terms.
Total Loss is the narrowest option and Wide Cover the broadest. The type of goods, packaging, mode of transport and route determine both the suitable cover and the premium.
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Frequently asked questions
Wide Cover is usually preferred for fragile, sensitive or high-value goods. Narrow Cover may be enough for bulk or durable goods. We look at your goods, packaging and route together and make a recommendation.
The carrier's liability insurance only pays for losses the carrier is legally liable for, within statutory limits. Cargo Transit Insurance protects the owner of the goods against the insured risks, whether or not the carrier is at fault.
In sea transport, it is the sharing of sacrifices and costs deliberately incurred to save the ship and cargo from a common danger among all parties with an interest, including cargo owners. Your policy covers your share.
The information on this page is for general guidance and does not replace policy wording. Scope of cover, limits, deductibles and exclusions are determined by the general and special conditions of the insurer you choose.